A GrabPay Guide: Cashless Payment With GrabPay

Go Cashless And Still Enjoy Grab’s Services Via GrabPay

Grab is Southeast Asia’s largest mobile technology company that connects millions of consumers to millions of drivers, merchants, and businesses. Established in 2012 in Kuala Lumpur, Malaysia, Grab empowers Southeast Asia by providing technological solutions to improve and build safer and smarter cities as well as provide income opportunities for everyone. Grab’s platform has several categories namely GrabFood, GrabExpress, GrabMart, GrabCar, and GrabPabili.

GrabPay

GrabPay is a mobile wallet that you can use to do cashless payments for Grab services and more all within the Grab app. It’s the safest way to pay for your rides, food deliveries, in-store purchases and online shopping.

You can even give a tip to your driver and choose the amount you’ll give after you’ve rated him/her. GrabPay is really convenient and makes everything hassle-free. You can avail of all the services in the app even if you don’t have any money on hand.

What Can You Do With GrabPay?

Pay For Grab Services

Grab users can earn more GrabRewards points when they use GrabPay compared to using cash, debit card, and credit card for their Grab rides, GrabFood orders, and GrabExpress deliveries. They simply have to click the GrabPay Wallet icon when choosing their payment method.

Pay For Online Payments

Pay with GrabPay for your purchases online in websites and mobile apps. Their online partners are Zalora, Razer Gold, SM Cinema, MetroDeal, Share Treats, Coda Shop, Flowerstore.ph, ABS-CBN Store, KTX, Walter Mart, Taxumo, Big Sky Nation, UniPin, and Dragonpay.

Pay For In-store Purchases

As I’ve mentioned, there’s no need for cash if you already have GrabPay because it’s available in-store at many of the stores you shop at and restaurants you dine in.

Benefits of Using GrabPay

Don’t miss out on the benefits of using a GrabPay. You’ll definitely encounter a more exciting, rewarding and hassle-free payment experience with GrabPay.

1.) Seamless payments for Grab Services. You can also earn extra 50% points every time you use GrabPay to pay for your rides, food orders, and deliveries.

2.) Earn GrabRewards when you shop, dine, and pay. Earn GrabRewards points for your daily needs when you use GrabPay online and at partner merchants nationwide.

3.) Send money instantly for free. The GrabPay credits you send to your loved ones can be used when they avail of Grab services and purchases.

4.) Pay less for your ride. Enjoy 10% lower rate if you are using GrabPay.

Features of GrabPay

The GrabPay Wallet has two types – Standard and Premium. Both types can be used for rides, food deliveries, express deliveries, mobile prepaid load, bill payments, transfer money to friends and family (locally), in-store shopping (via QR code), and online shopping.

Getting Started With GrabPay

How To Activate Your GrabPay Wallet

As a mobile wallet licensed by the Bangko Sentral ng Pilipinas, GrabPay is required to verify the identity of all its users. To get started, have one of these IDs handy: Passport, TIN ID, NBI Clearance, UMID, Driver’s License, SSS ID, Voter’s ID, Postal ID.

(1) Tap on ‘Payment’ on the bottom navigation bar or on your GrabPay balance on the upper left side of your screen. (2) Tap on ‘Activate your GrabPay Wallet’. (3) Enter your legal name as shown on your ID, nationality, date of birth, and country of birth.

(4) Select your ID type and enter your ID number. (5) Enter your current home address. (6) You’ve unlocked your Basic GrabPay Wallet!

Secure Your GrabPay Wallet With A GrabPIN

Keep your GrabPay Wallet safe and secure by creating a unique 6 digit Grab PIN to prevent authorized access to your GrabPay balance, rewards points, and vouchers. Users with a balance of more that Php 1,000 are required to set-up a PIN for security purposes.

(1) Tap on ‘Account’ on the bottom navigation bar. (2) Tap on ‘Settings’. (3) Tap on ‘Set Up a PIN’. (4) Enter your PIN. (5) Confirm your PIN. (6) Your PIN has been successfully set up.

How To Cash-In Your GrabPay Wallet

Learn the different ways to add balance to your wallet to start paying for your favorite services with GrabPay.

I. How To Cash-In With Online Banking

Skip the long queue when you cash-in through your online bank account.

(1) Tap on ‘Payment’ on the bottom navigation bar or on your GrabPay balance on the upper left side of your screen. (2) Tap ‘Cash-in’. (3) Select ‘Bank Methods’.

(4) Key in your desired Cash-in value (min. Php 200). Tap ‘select preferred payment method’ and tap on ‘Online Banking’ or ‘BPI ExpressOnline.’ Tap’Confirm’. (5) On the next screen, key in a valid e-mail address and select a valid issuer. (6) Get your ‘payment reference’ number on the next screen and follow the instructions.

II. How To Cash-In With Credit Or Debit Card

Use a credit or debit card to instantly cash-in to your GrabPay Wallet. You can also choose to set-up auto cash-in to automatically reload your balance once it falls below a certain amount for a more hassle-free experience!

(1) Tap on ‘Payment’ on the bottom navigation bar or on your GrabPay balance on the upper left side of your screen. (2) Tap ‘Cash-in’. (3) Select ‘Cards and Wallets’.

(4) Select or key-in your desired Cash-in value (min. Php 200). Tap ‘select preferred payment method’ and select your card. (5) Tap ‘Confirm’. (6) Success!

III. How To Cash-In Via Stores

You can cash-in balance to your GrabPay Wallet at your own convenience in any of these stores: 7 Eleven (via CliQQ machines), SM (via SM Business Centers), Cebuana Lhuillier, Bayad Center, ECPay, LBC, and Robinsons (via Robinsons Business Center).

(1) Tap on ‘Payment’ on the bottom navigation bar or on your GrabPay balance on the upper left side of your screen. (2) Tap ‘Cash-in’. (3) Select ‘In Store’.

(4) Select or key-in your desired Cash-in value (min Php 200). Tap ‘select preferred payment method’ and select a store on the list. Tap ‘Confirm’. (5) Get your payment reference number and present the number in-store before paying. For 7-Eleven, head to the CliQQ machine, select ‘Grab,’ key in your reference number, confirm, then proceed to the cashier to pay selected amount.

How To Use GrabPay (Paying For Grab Services)

Don’t miss out on earning more GrabRewards points with GrabPay vs cash, debit card, and credit card for your Grab rides, GrabFood orders, and GrabExpress deliveries! Just look out for the GrabPay Wallet icon when you choose your payment method.

I. How To Pay For Grabcar And GrabTaxi Rides

(1) Select your pick up / drop off points. (2) Select GrabPay balance as your payment method. (3) Tap on ‘Book’ and you’re set!

II. How To Pay For GrabFood Orders

(1) Tap on ‘Food’. (2) At checkout, tap on the payment icon to switch your preferred method.

(3) Select your GrabPay balance as payment method. (4) Place Order and wait for your food to be delivered!

III. How To Pay For GrabExpress Deliveries

(1) Tap on ‘Delivery’. (2) Before confirming your delivery, tap on the payment icon to switch your preferred method.

(3) Select your GrabPay balance as payment method. (4) Tap ‘Confirm and Book’ and wait for your driver to arrive!

Final Thoughts About GrabPay

I used to pay cash whenever I used Grab especially for GrabCar and GrabFood but when I discovered GrabPay, it became my primary payment method. It automatically tops up when my GrabPay wallet goes below the limit so I never worry if I have enough money to pay for my food, purchases, and other services.

It’s also faster and easier to earn GrabRewards which I oftentimes use for discounts and when donating to charitable institutions. Plus, you can tip your driver or rider by choosing a specific amount after rating him. Everything is cashless and that makes my mind more at ease (what with the pandemic and all).

So if you haven’t availed of Grab’s GrabPay feature, please do so. Use GrabPay for all the services and never have to worry about not having enough money on-hand.